When you use IamnotBroke, you agree to the following Terms of Service. Please read these terms carefully before using our website.

1. Acceptance of Terms

By using this website, you agree to these Terms of Service. If you do not agree, please do not use the site.

2. Intellectual Property

All content on this website, including text, photos, logos, graphics, and other files, is the property of IamnotBroke or its partners. You may not use, reproduce, or distribute any content without prior written consent.

3. User Conduct

You agree to use this website for lawful purposes only. You may not:

Post or transmit harmful, offensive, or illegal content.

Attempt to gain unauthorized access to our systems or data.

Use the site in a way that damages, disables, overburdens, or impairs the site or interferes with another user’s experience.

4. Affiliate Links

Some links on this website are affiliate links. If you click on these links and make a purchase, we may earn a commission at no additional cost to you. These commissions help support the site.

5. Disclaimer of Warranties

This website is provided “as is,” without any warranties, express or implied. We cannot guarantee the accuracy, completeness, or reliability of the content. Your use of the site is at your own risk.

6. Limitation of Liability

IamnotBroke and its owners will not be liable for any damages arising from your use of this website. This includes, but is not limited to, direct, indirect, incidental, and consequential damages.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content or practices of these sites. Use them at your own risk.

8. Changes to These Terms

We may modify or replace any part of these Terms of Service at our discretion. Changes will be posted on this page, and your continued use of the site constitutes acceptance of the updated terms.

9. Governing Law

These Terms of Service are governed by the laws of Nigeria/Lagos. Any disputes will be resolved in the courts of Lagos State, Nigeria.

10. Contact Us

If you have any questions about these Terms of Service, please contact us.